| No origination or default fees* are charged or subtracted from the Student Loan Xpress Stafford Loan amount. Other Stafford Loans currently have fees of 3%. |
| Stafford borrowers receive an additional 3 months of repayment relief* upon graduation following their grace period. This gives students 9 months to get their finances in order before they make their first payment. |
| Stafford borrowers receive a .25% interest rate reduction when they sign up for auto-debit of their loan payments. |