• No origination fees* are charged or subtracted from the Student Loan Xpress Stafford Loan amount for Graduate and Health Professions students.
• No Federal Default Fee (typically 1%) |
| Stafford borrowers receive a 5% principal reduction after their first 48 payments are made on time. |
| Stafford borrowers receive 3 months of repayment relief* upon graduation following their grace period. This gives students 9 months to get their finances in order before they make their first payment. |
| Stafford borrowers receive a .25% interest rate reduction when they sign up for auto-debit of their loan payments. |